Does paypal debit card helps to get credit?

I want to apply for the paypal debit card but im unsecure.


Will the Debit Card (Mastercard) help me to get my credit score started?


And how do i have to pay? Is it by Monthly payments?


Will they take money from my bank account?|||PayPal's debit card spends money from your PayPal online balance, and if more money is needed to make a purchase it will come from your regular bank account. It is important to remember that it is like writing a check, all the money is taken at once. It will not contribute to your credit score because there is no borrowing and there is no monthly payment.





However, PayPal's other card is a real credit card. Its intent is to serve as a backup funding source when you use PayPal to buy something, but you can use it elsewhere too. Every purchase you make is borrowed from the card's credit line (not from the PayPal balance), and you pay it back by writing a check for all or some of what you owe every month. Using and repaying this card will contribute to your credit score.|||I doubt it will help you with your credit since it's money you actually have. Unless you are using it to pay bills. But that's completely unrelated to the card itself.





And yes, they will pull money out of your bank account when your paypal doesn't have enough in it to cover whatever you spend.





See for more info:


https://www.paypal.com/cgi-bin/webscr?cm鈥?/a>





My advice is to stay away from the paypal debit card unless you've got a lot of money in your paypal. Most times it's better to transfer the money to your bank account since paypal has been known to limit/cut off paypal accounts with a good amount of money in them.|||No, the card will not help build credit. I have one. It is just associated with your PayPal balance, you can set it up so if you spend money, it could take it from your bank. But it will NOT help you build credit.